Sign In   Register

Package Name fis.chexsystems TIF
Readme readme.html
Summary Integrates the FIS ChexSystems to support QualiFile (for individual risk scoring for deposit account opening in the US), OFAC, Identity Verification (IDV) and Identity Authorization (IDA - out-of-wallet questions)


This package provides the capabilities to incorporate the following FIS ChexSystem services:

  • Perform real-time identity verification and OFAC check of US individuals using FIS ChexSystems Identity Verification and OFAC check service.
  • Perform real-time identity verification of US individuals using FIS ChexSystems ID Authentication service (also known as Knowledge-Based Authentication / KBA).
  • Perform real-time fraud checks during onboarding flows for US Checking Accounts using FIS QualiFile.

Features included:

  • Define multiple risk assessment and decision-making strategies for different applications across the organization.
  • Limit the number of attempts to prevent unnecessary calls/cost.
  • Clear sensitive personal information once not required.
  • Reporting on the sources of FIS calls (online, in Branch) for auditing and reconciliation purposes.
  • Built-in Insights Milestone events to evaluate the quality and the benefits of the services.
  • Store IDV, OFAC and QualiFile report against each application submitted.
  • Exchange upgrades of this package do not require re-publishing applications.
  • TAF supported.
  • Alert or re-set ChexSystems password automatically.

This package is built on the Transact Application Framework (TAF). It is used to develop integrations in Transact in a more efficient, standardized and scalable manner to reduce the ongoing costs for upgrades and maintenance.


Release Notes

  • Version 1.3: Apr 02, 2020 - Bug fixes.
  • Version 1.2: March 26, 2020 - Configuration service support. Added support for disabling milestone events optionally.
  • Version 1.0Nov 2, 2018 - Baseline release


Got a good idea for improvement?

Submit your Idea